Although most business owner policies (BOPs) provide coverage for property, it is usually limited to the actual structure, the physical plant your business operates in. Under a BOP, generally, the structure of your business is covered from events of “peril” (i.e. weather-related damage) and causes of loss (i.e. robbery). However, your building is so much more than just your business address. What about your furniture, computers, and equipment? And who will cover the cost of replacing your outdoor signage if it is damaged or destroyed? Generally, your Commercial Property Insurance policy will cover your business assets that a BOP will not. This is where smart business owners turn to the Aspen Agency for their Commercial Property Insurance coverage.
Your Aspen Insurance agent will be glad to compile a Commercial Property Insurance line to include coverage for:
- Structure (building) of your business
- Lost inventory
- Outdoor signage
- Damage to the other’s property impacted through contact with yours
- And more…
Allow Aspen Insurance to review your business requirements and compile a Commercial Property Insurance policy that allows you to provide more coverage for what is necessary for you to operate your business with a minimum if any downtime attributable to loss. If you do not yet realize that your business deserves and requires a comprehensive policy, then consider this scenario: A fire erupts at your business address and you lose your entire inventory. Are you certain that your BOP provides enough coverage to replace it all? What if someone breaks into your business and steals expensive equipment; are you absolutely sure that your BOP provides enough coverage to replace it in full? Contact Aspen Agency Inc. today for a free quote and more information on Commercial Property Insurance. We are a business too, so we understand your complex needs and the importance of having comprehensive commercial insurance to keep your business up and running no matter what. A New York Insurance Agency that offers Commercial Property Insurance policies in Ronkonkoma, Queens, Bronx, and Brookhaven New York.