Contractor Insurance

Aspen Insurance Agency, located in Long Island, New York, specializes in a variety of Contractor Insurance needs. In addition to standard business insurance requirements, equipment and tools must also be protected from damage, loss, and personal liability. As such, Aspen offers a variety of Contractor Insurance policies.

Aspen’s Contractor Insurance Programs: 

  • Employers Liability – Covers your employees for any work-sustained injury. Contractors must have this insurance by law, even if you are the sole “employee” of your limited company.
  • Professional Indemnity – Provides protection against claims for negligence, unintentional breaches of intellectual property, loss of data, or documents and claims for dishonesty.
  • Public Liability – This coverage is also called “general” or “product” liability insurance and covers your company against third party claims. It will also provide coverage if you accidentally damage property at your client site. 

Aspen’s professionals know all of the ins and outs of Contractor Insurance. For example, if you drive a business vehicle, you may want to consider a comprehensive auto insurance policy. We can also answer important questions, such as, if you submit a claim for workers’ compensation insurance, are you considered a contractor or employee? Additionally, your Aspen agent can write your policy to include computer damage and/or office contents for insurance coverage. 

Aspen also has its eye on your bottom line and will work within your budget. To decide your exact Contractor Insurance coverage needs, our representatives use an individualized Contractors Insurance Form to find out vulnerabilities that could affect your contracting business. We’ll pinpoint exactly where you need insurance protection. 

Aspen Insurance Agency, Inc. offers one-stop, low cost solutions for your Contractor Insurance policy. If you are applying for a home improvement license and need proof of General Liability Insurance FAST, Aspen issues certificates of contractor insurance in just one hour – guaranteed! For more information, contact Aspen Agency Inc. at 631-471-7575 or fill out our online form for your FREE insurance quote today.