Is your Long Island, New York business covered with General Liability Insurance? If you’re relying on the coverage available through your current policy to protect yourself and your assets, there may be loopholes that can leave you vulnerable. This type of insurance may not provide adequate amounts of coverage to pay for costs resulting from legal fees based on third party claims that you may not be able to – or want to – pay out of pocket.
In order to receive the best coverage, it is important to know under which category your business falls. Technology companies, legal professionals, and many other small businesses meet the criteria for General Liability Insurance, which is designed to provide financial protection from several forms of liability. You may also be required to have General Liability Insurance before entering a contract.
In addition to General Liability Insurance, some business owners may wish to consider adding specialized liability coverage, such as Errors and Omissions (E & O) Insurance, otherwise known as Professional Liability Insurance. This is ideal if you provide a professional contracted service or regularly advise clients and can protect you against claims of negligence, even when you are not at fault. More risky trades, such as roofers and siding companies, require an additional excess liability insurance policy for more complete coverage.
When seeking affordable General Liability Insurance rates and coverage for your business, let the professionals at Aspen lend their experience and expertise. Our agents will develop customized policies for the right amount of insurance protection.
Aspen can design professional policies to provide additional financial coverage for:
…and beyond. If you require proof of insurance FAST, Aspen issues certificates of insurance in just one hour – guaranteed! For more information on General Liability Insurance on Long Island in New York, contact the Aspen Agency, Inc. at 631-471-7575 for additional information or fill out our convenient online form for your FREE Insurance quote today.